https://www.youtube.com/watch?v=ucfNZfRJFNI

https://www.youtube.com/watch?v=E6HqZgWPTT0

Subject: The bank never investigated the fact that 562,000 NIS were missing from the main account
To: erlich@hfn.co.il, ephrat <ephrat@gornitzky.co.il>, - Etika <Etika@israelbar.org.il>, <bsd-peu-prod@boi.org.il>, ombudsman <ombudsman@mevaker.gov.il>, mangment <mangment@umtb.co.il>,
How does someone tell a bank in Israel that money is missing from an account ( when 562,000 NIS is missing) with out being found guilty for libel? it seems that it is impossible because the judges in Israel are either corrupt or total idiots. I gave judge Shaked a prove that 562,000 NIS were missing from the main account on the day we came to the bank. It was taken out by Noa Medan 10 days before ( December 20th 2012) and Noa never  told us where it went. There are reports by HFN  against Noa medan to the bar for her wrong doing. The judge never understood or cared about what I said. What I said was all taken out of context by Noa and Mr. Zelikoitz.  What I said was as answers to when I found out information about wrong doing at the bank. I did not ever scream as described and my brother in law and his wife do not speak Hebrew. They understood nothing!!!
I  said it to one person only; Mr. Zelikovitz, the bank account manager. Our aim was to have him 1.  investigate and 2. freeze the accounts ( only 2 was done a month later,when my husband's attorneys told the bank that Noa has no right to have free hand with the accounts and they also filed a complain to the police against Noa Medan!!!.  Mr, Zelikovitz NEVER reported to the bank the fact that more then half a million shekel were missing!) The judge and mr. Zelikovitz care nothing about what I said basically Noa is "??????", and ???? ????? (i said money is missing), but they could not care less about it. What the cared about is that I said it about her ( in much nicer terms) to one other person!!!To make it clear I said 1. MONEY IS MISSING AND 2. THE LEVITAN BROTHERS SHOULD CONTROL THEIR ACCOUNTS since they are the only yorshim and zav yerusha was already given 3 months before without appointing Noa to anything!!! The brothers do not want her to work for them!!!
ALL they cared about are words that were repeated OUT OF CONTEXT which they were said! ( as me saying that 1. Noa admitted that she is a lied to my husband and his brothers 2. Lied when she said that she cant pay my husband because there is no money when there is more then 2.3 million shekel in just one account!) I read that the bank does not fire people they are relocated!!! I understand that Shmulik Zelikovitz was moved to the Ness Ziona branch. Something interesting during our trial. He chose to sit behind me and not on Noa side! he said nothing to Noa!!!! to read this judgment is to cry for Israel what idiots make decisions in its courts;
www.ruling.co.il/????-?%27-?????-%28??????%29_d1191507-ee0f-4e1d-97f5-eddb4f183576

Former Bank Leumi central branch CEO Miki Friedman was convicted of stealing NIS 30 million on behalf of himself and others.
22/07/2014, 18:26
Chen Maanit
Five years after being indicted in the Bank Leumi (TASE: LUMI) fictitious loans affair, former Bank Leumi central branch CEO and Leumi UK CEO Menachem (Miki) Friedman was convicted today of stealing NIS 30 million from the bank on behalf of others. The Tel Aviv District Court also convicted him on a number of counts of aggravated fraud, corporate fraud and breach of trust, corporate management violations, and conspiracy to commit a crime. He was also convicted of possessing stolen property, after NIS 2.3 million was found in his bank accounts and those of his children.

In her verdict, Judge Yehudit Amsterdam ruled that Friedman had approved the granting of solo credit to fictitious borrowers on the basis of fictitious financial wealth statements many times, with no real collateral and in contravention of the bank's procedures. Fictitious borrowers obtained a NIS 1.5-4 million loan within 15 minutes. "The loans were a small proportion of the loans granted by Bank Leumi's central branch, and the accused even managed to conceal them among the loans in the commercial section, so that their failure would not be noticed, until the auditor's attention was drawn to a loan granted to Stern (one of the borrowers, C.M.), and the entire facade collapsed," the judge wrote.
The judge said that Friedman had breached the trust given him by Bank Leumi management, "and the corporation suffered actual damage amounting to tens of millions of shekels in unrepaid loans. Furthermore, investors' trust in Bank Leumi was damaged; investors are liable to think twice before depositing their money in a specific bank, thinking it safer to keep their distance."
Conflict of interest and exceeding his authority
According to the verdict, Friedman acted in the interests of his friends, Meir Ovadia and Ami Manor, and in violation of the interests of the bank, for which he was responsible. The judge strongly criticized the version presented by Friedman in his defense, writing, "To hear what Friedman said about how he granted the solo loans makes one's hair stand on end. The central branch manager, a trained and experienced man belonging to the commercial division, a man in the corporate department who grants billions of shekels in credit, claims in his testimony that it is risky to grant credit to a company, because it is a legal entity liable to collapse, while on the other hand, he prefers granting solo credit to a private individual without collateral, solely on the basis of his signature, and explains this by saying, 'I can pursue him for this purpose until his last day, until I collect the debt.'"
The judgealso dismissed Friedman's version given in court of the deposit of funds, ruling, "Friedman's version does not satisfy me with respect to the acquisition of the funds seized in his account and those of his family members, or the cash seized in his London office."
////////////////////////////////////////////////
2008 ;
He allegedly authorized loans at extraordinary terms without guarantees. ( unedited translator was used) 

Menachem (Miki) Friedman, the managing director and CEO of Bank Leumi (UK) plc, a wholly-owned subsidiary of Bank Leumi (TASE:LUMI) has been arrested on suspicion of embezzling NIS 25 million. 13 other persons have also been arrested. In a notice to the Tel Aviv Stock Exchange (TASE) today, Bank Leumi said, "Irregularities were discovered in the approval of loans" approved by Friedman.

Bank Leumi said that the irregularities were discovered by a regular internal audit. It added, "The audit indicates that this is an isolated incident that has no repercussions on the bank's customers. To the best of the bank's knowledge, the incident will cause no material losses to the bank."
Friedman allegedly authorized loans at extraordinary terms without guarantees. He exceeded his authority in these instances. The loans have never been repaid and the bank has had to make a provision for them. Friedman is suspected of accepting bribes from the borrowers.
Bank Leumi stated that its internal investigation uncovered issues that it could not investigate on its own, and it therefore decided to contact the police to investigate those matters.
Friedman was arrested today after a month-long undercover investigation. Bank Leumi's board ordered Friedman to take immediate leave until the issue is cleared up. The board also recommended to the board of Leumi UK to appoint Lesley Secretan and Colin Cumberland as acting CEOs in his place. Friedman, 57, worked at Bank Leumi for 34 years, holding several positions, including deputy head of the banking division where he was responsible for credit.
Bank Leumi has notified the Bank of Israel Banking Supervision Department of the case.
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 Research: How can the second largest bank rob millions of shekels in broad daylight, without a gun and without a knife? • The incredible story on the big corruption case at the  Israeli Leumi Bank, the false affidavit and the conspiracy of silence led by CEO • Sentence given in two weeks 
Mordechai Giltozi Deinmichl Saturday 
Posted on: 31/10/2014 01:34 Updated on: 10/31/2014 14: 0326 

Forward 
How can the management of the second largest bank rob millions of shekels in broad daylight, without a submachine gun, no gun, no knife, without a shot being fired? How can you do this for years without being injured or even scratches; Without anyone to come to the bank with a stocking cap, shouting "This is a robbery" and will come out with much booty; Without any guardians to come to their senses and call the police? 
 

The verdict of the Tel Aviv District Court Judge Judith Amsterdam, the trial of Menachem (Miki) Friedman, former pillars of the National Bank, provides a response to these questions. Decision and other materials are published here for the first time shed light on one of the amazing exposed corruption in the country - as well as the peculiar behavior of the leadership of the Bank, led by Galia Maor, she closed her eyes for a long time. 
Amsterdam is an experienced judge, sitting in judgment in criminal cases for more than 20 years. She sat in law of famous rogues, heard murder cases, was exposed to the stories it was hard to believe actually happened. But even she, who saw almost everything, found it difficult to hold back on what she had heard the case of theft and fraud. Friedman, in two weeks will be given a sentence. 
The evidence placed on the table, the witnesses who appeared before her\, transcripts of wiretaps presented by the prosecution - these must have made her think it was a Third World country. Just as a variety of pieces of paper, documents, testimony and evidence coordinate a letter of attorney to the bank management, which he wrote inter alia: "The facts will be described in detail, it seems not to have occurred in Israel, but were taken from detective stories." 

The brain. Meyer employees, 300 thousand shekels envelope 
He was right:  detective story, but true. Essence: Friedman, in his capacity as director of the Central branch of the National Bank, the Bank opened the door to people who were known crime heads. Criminals and crooks stole the gray market with the help of money from the bank, if they do not have to be afraid of who and what. They came to Friedman, sought solo loans (excluding collateral) at a million, filed false statements on their wealth, and within hours came from the branch and they all lust. 
The network was Meir Ovadia, shady furniture importer from Rishon Letzion, who was a personal friend of Friedman and won him a devoted service: main branch manager is introduced to the loan seekers whose employees turned to serious businessmen, and told the subject that he knows them personally. Bypassing the credit committee and the factors whose function check their statements. That neutralized the normal control system of the Bank. 
Everything is done according to a plan, in collaboration with the money seekers: They came to Friedman on prior arrangement, said "Tales", in the words of one of them, filling forms, knowing they will not be checked, and received the treasure you want. Over time, when it was discovered that not return the proceeds of the loans and that their checks do not cover - Friedman solved the problem this way: become the most doubtful debts Lost ". This was the method. 
Easy, simple, creative, provided you are close to the kingdom and you do not check. Provided that you are following your subordinates eyes closed - as testified customer manager at the central branch, Laniado margin: "I relied on the word of Friedman, and he betrayed me ... is above my trust ... He gave me instructions, and I followed him with my eyes closed. To me, The central branch manager was one level before God. "
Laniado not exaggerated. Friedman was one of the pillars of the National Bank Deputy Head of Division, Director of Israel's central branch on Herzl Street in Tel Aviv, and then director of the National Bank in the UK. He was the trustee of the legendary CEO Galia Maor, and graciously sat at the nerve center of the bank. He was the darling of the system. 
He was also a great thief. Serial thief, we serial, serial cheater - Boss Almighty, who did not hesitate to lie through their teeth, even the police and in court. Stole a goat face, which the judge wrote Amsterdam, among other things: "The testimony is of lies ... He changed repeatedly ... versions claim that its employees cheated him is the claim Cossack stolen ... at statements by granting loans to solo, bristling hair ". 

The Wicker Man. Kornblit, an Apostle gray market 
3 million five minutes 

One of the stories certainly nailed the hair of Justice took place in the summer of 2007, when Meir Ovadia asked aid of his son Rafi, who (with Eyal Kornblit) owner of a "cost plus" discount checks. According to employees, the son sank heavily in debt, was subjected to threats of the gray market and in urgent need of cash. A large loan from the bank. 
The Father who sent employees to request a secret loan Friedman Solo fat? The footballer, Maccabi Jaffa, Ofer models. "One day," he said in his testimony to police models, "Rafi and Eyal M'kust Plus, they told me I would do them a favor and take a loan of three million. I'll give them the money, they will pay the loan ... 
"I went to a meeting with Friedman, and he remembered me as a player. We were he, I remind that I do not remember her name, and told I was a footballer, my wife has two clothing stores and I invest in Romania ... I need money to start a business ... regarding loan spoke only five minutes. "
Researcher: "Rafi asked Eyal why you should go just to Mickey Friedman?" 
Model: "I did not ask questions. They told me to go, register business in Romania, will be fine.'ll Give you the money. So I did." 
When the meeting ended in bizarre bank, the customer received a new three checks totaling three million, and same day deposited the money in the account of the "cost plus". This amount is pledged to repay in installments of 60 thousand dollars a month, and as expected, did not keep his word (except for a small fee). 
Is tested his wealth statement? Is tested his ability to return the millions? Is tested risk loans, those who, up to this day has never run a national bank account at all? No, no and no. Even the start of trial was not. 
Friedman handled in providing personal loan in favor of his friend and partner in a sting operation Meir Ovadia, when the statement is a wealth of deposit models, in contrast to most, safe deposit box office - it declarations were kept safe in which the wealth of the other straw men. The excuse: I did it at the request of the borrowers, because of problems with the IRS. 

Laniado customer manager. "Friedman was one level before God" 
Laniado margin, indicating won the trust of Justice, said: "Mickey (Friedman) called me into briefed the models, said client dealing in real estate in Romania and he would credit him solo against the declaration of wealth. The assumption was made preliminary tests by Mickey, and his teaching was, to perform the same day. To his credit. "
Friedman explained how the provision of money on the same day that he did not know the person personally, a new client who brought him to meet all the paperwork can support its application? 
First, he argued earnestly, "I leaned on what he told me models." Secondly, "was not the first models I received a loan based on the recommendation of the employees. There were enough customers whose employees gave me, and now I know - cunning, deception, malicious intent ... He told me, 'models is very rich ... Models boasted to me of his success in real estate acquired in Romania ... millions of euros of assets, and cash. "
Friedman also pointed towards its employees below the main bastard affair. "Today I know that Jody models came to me with an outstanding preparation malignant employees ... is prepared to meet ... He came to me with a story that he was here he did not tell him. Make him deceive me ..." In other words: I do not the bad guy story. I might jerk, jerk, jerk - but not corrupt. You are mistaken in me. 

Judge Amsterdam 
Emperor's New Clothes 

The judge did not buy Amsterdam Friedman's attempt to present himself as a banker naive, criminals led him astray. She tried to extract from him a clear statement regarding the assets of models: "He talked to you about specific businesses? What is he wants money for business in Romania? 'I Want a fly to China. What is this? How banks handing out loans? "
Friedman: "This is the real estate business there, and Israel ..." 
Judge: "He pointed to specific land? The particular office building?" 
Friedman: "I do not remember. He talked mostly about Romania. Can be reminded to Bucharest or another city." 
Judge: "It does not matter the name of the city. That's how giving money in the air?" 
Friedman twisted: "I did not feel like I'm giving money in the air ... He spoke knowledgeably about business in Romania ... He said he bought buildings, hundreds of units, who pennies and he wants to realize ... he asked me two or three million, said he had no assets and is willing to give assurances. "
Lie and another lie and another was reinforced during the police investigation of the models. When investigators showed him the false declaration of his wealth, he gave away a part of the secret: "It's my handwriting, I filled this report. I gave it to the bank manager, and I went out and filled his office. Everything was Harta. I knew it was just that they did not want me confidence. "
The plaintiffs in the case, lawyers Goldenberg and Lilac Tony Katz, summarized it this way: "In vain Friedman Delete all credit granting theory, based on the tests, the preliminary review, the Risk Assessment and Prospects, analysis reports and business plans. He says things contrary to their reason and evidence at the trial, there is no point in asking such a loan getting questions. The defendant threw into the empty words that he had a problem: models got everything he wanted - the loan amount, term, and the speed of the positioning ... 
"Friedman tried to take him to court to Israel Wonderland - to Israel that the loan recipient has" so much property, resulting in only 30 thousand dollars a year, total revenue per year amounts to 630 thousand shekels, and these amounts he promised to return 60 thousand dollars a month. 
"It is possible? What is it different? That written agreement with the model that is important for the proper and orderly repayment of the loan? It has the proper customer models receive such credit from the bank?" 

Former CEO Maor. Received a personal letter - and strong eyes closed 
Friedman and drug dealer 

Ofer models, within the framework of a plea bargain, was sentenced to nine months in prison, was not the only soldier task force of employees. Same "unit", which carried out the thefts in 2007 to 2006, also served offender is released, Abraham Goldberg, who works asked him a small favor: go to Friedman, ask for a loan of two million, and said he was going to purchase real estate in the "largest bloc" in Tel Aviv. 
Was that little problem: Goldenberg is not just a former felon, but those convicted of drug trafficking in the US and sat in jail for 20 years. He so-called heavy offender; last customer that banks would want to join their ranks. 
But the fact that it did not bother. He knew that this time Friedman accepts the request - because they agreed not to examine the wealth declarations of loan applicants, the criminal pasts and their ability to repay the money. In short, do not check anything, just anything, like it was a small grocery store, its owner just went crazy. 
Make an appointment with the manager, he asks a few questions politely, and then close the matter with the officials obedient. Within a day, within hours, sometimes even less, complement the white robbery. Working clean, with zero risk of stealing money. 
Friedman explained how the granting of the loan in this case? Just as in other cases: Meir Ovadia recommended and is based upon; Goldenberg presented to him as a successful businessman in marketing vegetables Israeli institutions; He believed in the Declaration of the wealth of new client; He was impressed by Goldenberg able to meet the repayment terms of the loan: 55 thousand dollars a month. 
When working at the bank warned that Goldenberg's account of strange things happen and there are large deviations; When working a new customer wrote him promising to bring money and does not comply; When it keeps the verge offered to spend the problematic client warning letter, signed by attorney - Friedman rejected it outright. "I know him," she said, "is crazy, but not a thief. I'll talk to him." 
Investigator Friedman: "How do you know he is not a thief?" 
Friedman: "I was impressed ... the guy living in a movie ... I talked to him more than once, and it acts like an idiot." 
Judge Friedman Amsterdam pressed the same point: "How did you come to the conclusion that he is not a thief? That's what I want to know." 
Friedman: "I was impressed that this man had money." 
Judge: "There are a lot of rich thieves". 
What was the response of the Goldenberg drug offender himself, when the affair was exposed and he was asked what he makes a living? "All kinds," he said, adding: "Something intermediaries, all kinds of goods I import". 
Goldenberg asked how long the meeting lasted Friedman, which has approved a loan of millions - and said, "half an hour". 
And why not requested a loan from Bank Hapoalim, where he had an account? 
Goldenberg: "do not know". 
In his testimony, presented Meir Goldenberg Man of employees the serious business that wants to do a real estate deal in Tel Aviv. "But the checks deposited" serious business man "came back one by one. Began to be asked questions, and it was necessary to look for a creative solution and quick return debt, which was then about 1.25 million. it was necessary to put out the fire. 
Employees thought about the problem and came up with an idea: he will send to the bank "soldier" then his name David Vanunu will close with Friedman on obtaining a loan of four million, and using that money to cover the debt of Goldenberg. That is, to return 1.25 million, the Bank will provide shoes available to anyone entering the delinquent amount is three times greater, and more. 
Goldenberg's debt is indeed covered, but Vanunu did not return the millions left in his pocket. Judge Amsterdam Plata, "Well, Starling Went to the crow," and the plaintiff continued to prove that the employee has not cheated his friend Friedman, as claimed by the latter. "They danced tango," she said, "The fact is that during cross-examination by the defense of its employees is not asked once about the fraud. This claim evaporated." 
Bottom line: do not lie legs. Prosecution has proven that Vanunu received millions under false pretenses and in violation of regulations of the Bank; Time that employees pulled the strings; What is no less important: that its financial debt at a height of three million were buried Department bad debts. The main undertaker has been introduced: Mickey Friedman. 

Former Auditor Horowitz. Finally, he had to complain to the police against Friedman 
The complainant became a leper 

Friedman considered the bank a pleasant, humorous, knowing forge ties in the right places. He could maintain a good working relationship with those around him and planted them feel it in their mother and father. 
But he also knew intimidate those who deferred to his knowledge, create distance, to act as gangster films affect him. He was an avid fan of these films, frequently cite the eternal sentence of Italian cinema "capo di tutti capi" (boss of all bosses), leaving the impression that he loves money, power and control. Who has a big appetite, and to continue to climb up to the top of the Bank. 
This ambitious manager who was very familiar Head Office - not for the better. Meet and careful and afraid of him, but did not complain to the bank thefts portfolio researchers (those exposed in 2008), the whitewashed their own affairs. They were ashamed to admit that they held materials required for the dismissal Friedman years ago, and they put their heads in the sand. 
They were ashamed to tell who in April 2001 - seven years before exposing scandals Friedman and employees - presented to them by a senior employee at the bank, Pearl deer, big warning sign required to pull weeds. Perl documents revealed disturbing, personally warned to Galia Maor on a variety of credit transactions suspected irregularities and strange, she filed a detailed complaint. He turned his finger at Mickey Friedman (not convicted of affairs which now) and to more senior management of the Bank, causing internal auditor Joseph Horowitz and his men begin to sweat. Really sweat. 
What to do with a complaint indicating a seemingly wanton behavior of two darling management? What to do with the Complainant that, Pearl, only a month earlier received from management Certificate of Excellence, won the professional advancement and received the rank of Assistant Director General? How does one overcome complains stubborn and brave, director of commercial credit Banking Division, which harbored two objects of complaint for years, and it is difficult claim he seeks revenge? 
Think those who thought getting himself out, and solved the problem in the following way: spreading, rendering, as has already happened in the country still belongs to the bank. There is nothing new under the sun. 
Project "that was entrusted to members of the internal auditor, who determined that the cases presented by Pearl in his complaint" does no credit portfolios defects, and these defects require treatment ... but no findings that indicate ethically improper handling. "Want to say the complaint is unsubstantiated finger, but this is a professional failure, omission, lack of strict procedures - not willfully and conflict of interest. 
Further complaint management testers reported that talked with Pearl and presented him with their findings and conclusions, but he dismissed them, saying that the conclusions are unacceptable to him, and he intends to appeal them to the Supervisor of Banks. Here, for the bank, crossed the red line. Here, for the bank, Pearl became a dangerous man and he was forbidden to turn to external factors, including the police and the Attorney General. In addition, members of the Audit Committee of the Board of Directors were invited to a special meeting report and began to defame the Pearl, the presence of the then CEO, Galia Maor. 
At the same meeting of women directors expressed surprise that prohibited Pearl complain to the police and the Bank of Israel, but there were also calls for him to come and get rid account. Outstanding Director of a sudden became a dangerous and problematic. "There is such a man to buy peace," said one of the geniuses of the committee, "or continue to bother, do not be deterred. On management to take severe measures against him and remove him from the bank. He blackened the face of the director". 
Galia Maor love the stuff. The minutes of the meeting confidential expressly states: "Ms. Maor agreed with things." In other words, she gave a hand cutting off the head of alerting the gate. 
Pearl deer's fate was sealed the Audit Committee has therefore no bother at all to hear it. Stop invite him to meetings of the Management Banking Division and hydraulic him, gave him a much inferior position, hit the salary. Application, not to mention his plea, the internal auditor will protect him as he complained Bdin and in good faith - was rejected. Galia Maor request to examine his appeal was repulsed, with the following sentence: "I trust the two directors whom complained." 
Pearl became a social leper and professional, and broke down in 2002 was forced to sign a retirement agreement. Petition to cancel the agreement, through his attorney, Ido Orlansky, the Labour Court was denied, and he appealed the decision, still no sound. 
Surface purity. Friedman stayed inside and in 2003 received, ironically, the reward of good governance: Executive Director sat him in a chair main branch of the bank, which controls 10 billion. She gave the cat guard the cream, but the cat did not keep it. The financial damage caused this time Friedman bank, new amazing episode: 20.6 million. 
Another thief Award 

Friedman is a sports fan, one of the fans of Hapoel Tel Aviv. "He burnt team", causing the bank told us, "He's going to her soccer games and does not stop talking about her. Mickey were always members of the Executive Team, and he was close to one of the former owners, accountants Rafi Agib, customer problematic in its own right. One had to be careful of him. "
Friedman knew who he was, but ignored. In late 2003, asked him to open the cash register Agib in favor of a construction called "Tzdal", and he accepted and began: more than 20 million became available, without appropriate guarantees, as the deviation from the provisions of the Bank cries out to heaven. 
Time passed, and Galia Maor and her friends realized that Friedman put the money from the bank on the antler. Loan received Tzdal not returned, her checks were desecrated, debt swelled and began a desperate race after money - running after the wind. 
An internal probe, which ended in August 2005, confirmed the suspicions: Ltzdal loan without collateral given, and one of the company was on the list CHECKS without coverage ("dumped"). "Referer open the account," Tongue of bank documents, "was Rafi Agib, our attempt with evil." 
In terms of common sense, was to drive the bank clerk Friedman as each class: fire him immediately, without compensation. Send him packing. Bmosgim of Galia Maor not fired him, and even deposed him from the position sensitive. Merely gave a reprimand and reducing the annual bonus, the next amazing excuse: "This was a flaw in one-time lights." 
That is, the internal auditor and management Yossi Horowitz nationalism "Friedman continued to embrace and protect it on the way. Signaled bad apple do not yet have nothing to fear. 
And he was not afraid. Six months after applying portfolio Tzdal, January 2006, Friedman has been returned to the crime scene. He then stole two million from the bank in favor of Abraham Goldenberg, which has been told, and after a year and a half to four million more in favor of David Vanunu, who Goldenberg shoes. Notable management did not stop here, too, continued to steal from the bank at that time tens of millions for the benefit of its employees and people - and in September 2007 he celebrated dreamy Award Added: Executive appointed him director of Bank Leumi UK. Madness systems peaked. 

-- Date: 2014-10-07 7:57 GMT-07:00
Subject: Fwd: ?
To: erlich@hfn.co.il, mangment <mangment@umtb.co.il>, ephrat <ephrat@gornitzky.co.il>, Etika <Etika@israelbar.org.il>, benjamin kiryati <bkiryati@gmail.com>, zlaw.adv@gmail.com,<bsd-peu-prod@boi.org.il>,

Justice in Israel is Amazing Bank Mizrahi Tefahot denied during the entire years of 2012 and 2013 that accounts which belongs to the estate belonged to anyone else but attorney Noa Medan and REFUSED TO EVER TALK TO MY HUSBAND about them. I was found guilty of libel when pointing to ONE PERSON at the bank (the account manager) that 562,000 NIS is missing from the estate accounts. Judge Yaakov Shaked found me guilty Based on very confused testimony by same account manager who was sent by the bank as the only witness against me. Now the same bank is saying all of a sudden that the estate not only belongs to my husband but it belongs to me also!!!
Bank Mizrahi Tefahot is trying to trick us so that Noa/ bank Mizrahi could sue the estate/me ( I do not have a shekel in my name in Israel) to punish me for letting the world know of their ugliness. Is there an attorney in Israel who is not corrupt? Why would they even know my name at
Mashkanta Bank Mizrahi Tefahot
-Another story of the corruption to tell the world!!! I would suggest to to take Mashkanta from another bank!!!! no one else asked for my husbands signature never-mind mine!!!
Is this the country you want to leave to your children and grandchildren?

--------- Forwarded message ----------
From: ??? ????? <zlaw.adv@gmail.com>
Date: 2014-10-07 6:51 GMT-07:00
Subject:
>, eilat.gordinlevitan@gmail.com
Cc: benjamin kiryati <bkiryati@gmail.com>

See how the bank immediately blames the victims in the newspaper article, when they know very well that it was an inside job of the bank.They did same to me!!!
Read the 2009 article and compare to the judge decision against the bank in 2013. Remember that it took the Israeli court five years to say that the bank is guilty in a clear case. Still the Axelrods only got 2/3 of their embezzled accounts !

Two Jewish businessmen ( misleading, it is a couple/ husband and wife) residing in Moscow filed today (Wednesday) at the Tel Aviv District Court a claim strongly suspected embezzlement was 25.6 million NIS from their account at Bank Mizrahi Bank.
Mizrahi response to the allegations raised; An attempt to "sting" and says that the police are investigating the matter.

Michael Axelrod brought the case through lawyers Ram Gamliel and Nadav Drznin. They argue that the bank transfer funds without receiving instructions that the owners of the account. They argue that the bank violated the provisions of the Supervisor of Banks, for making profit f.

According to the lawsuit, the couple Axelrod who do not speak Hebrew, opened in 2006 Mizrahi Tefahot bank accounts at the "Gan Haeeir". They argue that referred to this particular branch of the Bank by Michael Levitin, formerly of the Soviet Union who had a special relationship at the branch

The couple claimed that they had deposited $ 5.5 million during 2006-2007. According to the lawsuit, in August 2008, during a visit to Israel, the couple went to the Bank to withdraw cash and they discovered to their surprise that their account is about a negative balance of 530 shekels. They demanded their account movements printouts and after an investigation they discovered that during September 2006 through January 2008, the transfer of funds via 23 separate unlawful Levitin's account at the same branch. They argue that all money transfers were made by a Secretary named Alla Asfiz on the basis of written instructions by fax allegedly sent by the couple that allows them.

According to the couple, after the discovery of the theft of the money turned out that Mr. Levitin was known to the police and suspected of forging passports and identity cards.

The couple claim that the bank acted incompetently and recklessly failing to prevent automatic operation of this type of

certificate transfers without control and minimal testing means. They argue that this is a dereliction of the bank knowingly.

Bank Mizrahi said in response: "several months ago the police opened an investigation on the matter. At the moment, the police can not, to our knowledge, find or confirm the arguments of Axelrod that their money is missing". It was also reported from the bank that they suspect it was an attempt to "sting": "We have no doubt that the court will be exposed beech relationship between Ms. Axelrod Mr. Levitin, regardless of his face is responsible for routing the bulk of the funds thought to his account. It should be noted that at the time of opening the account reached branch Ms. Axelrod, accompanied by Mr. Levitin, while presenting him as a friend. the nature of their relationship may indicate that, already at the time of deposit of the funds first thought she was asked to transfer a certain amount to his account. since then, the vast majority of money transfers, under the provisions of client, was the account of Mr. Levitin. The customer has signed an order form in the branch the telephone means to carry out the possibility of using a bank clerk, telephone or fax. all provisions regarding transfer of funds thoughts were reached by fax and apparent signature being that of the client. "

Concerning questions checking the source of the money deposited in the account, said the bank: "It is clarified that Mizrahi general and branch in particular strictly follow the law for preventing money laundering, so it was in this case. We have no doubt that after removed the masks and the curtain over real facts, not much will be left to the client's claims against the bank

Bank Leumi, Mizrahi Clients Said to Aid U.S. Tax Probe

Dozens of U.S. citizens who used offshore accounts to avoid taxes have helped the federal government in a criminal investigation of two Israeli banks, Bank Leumi Le-Israel Ltd. and Mizrahi Tefahot Bank Ltd., two people familiar with the matter said.

Leumi and Mizrahi set up accounts in Israel that U.S. clients didn’t declare to the Internal Revenue Service, said the people, who asked not to be identified because they aren’t authorized to speak publicly about the probe. Those accounts served as collateral on loans from U.S. branches that gave clients access to their money in Israel, according to the people and tax lawyers for the banks’ clients.

Zvi Sperling, a Los Angeles businessman born in Israel who took such back-to-back loans from both Tel Aviv banks, was the first person charged by the Justice Department. Sperling agreed to admit he conspired with Leumi and Mizrahi bankers, according to a plea agreement filed Feb. 14 in Los Angeles federal court. The filing refers to the banks as Bank A and Bank B. Mizrahi is Bank A and Bank B is Leumi, the people said. Other clients will be charged in the coming weeks, the people and tax lawyers said.

“Those two banks are under investigation for making loans to permit their depositors to repatriate undeclared, offshore assets to the U.S.,” said Robert Fink, a tax attorney at Kostelanetz & Fink LLP in New York who represents clients who have come forward. “The focus is on undeclared foreign bank accounts on which income has been earned that has not been reported to the IRS.”

The probe, which the people said involves a U.S. grand jury, comes amid a U.S. crackdown on offshore tax evasion that has widened since UBS AG, the largest Swiss bank, avoided prosecution in February 2009.

Orit Reuveni, a spokeswoman for Leumi, said in an e-mail that the bank is “within the scope of a U.S. inquiry into tax matters involving U.S. customers,” and that it is cooperating with the probe. Calls and e-mails seeking comment from a spokesman for Mizrahi weren’t returned. Benny Shoukron, a spokesman for Mizrahi, said by phone last week that the bank is looking into the Sperling matter.

Sperling “recognizes the serious mistakes that he has made, and he accepts full responsibility for his conduct,” his attorney, Steven Toscher, said in an interview.

Charles Miller, a spokesman for the Justice Department, declined to comment.

The case is U.S. v. Sperling, 13-cr-108, U.S. District Court, Central District of California (Los Angeles).

4 of Israel largest banks are sued by the Israeli general custodian/apotropos
http://www.globes.co.il/news/article.aspx?did=1000995213

Yardena Nilman was convicted of stealing $ 7 million from 26 helpless people she served as trustee ? now the state is suing bank Leumi, Discount, Hapoalim and Mizrahi, claiming that fraud was made possible due to the negligence and omissions by the banks
22/12/2014,

The four largest banks in the country - run the majority of the Israeli public's money, and therefore the law imposes on them a heavy responsibility and fiduciary duties, increased care and supervision for clients.

When a customer thinks the bank deprived him, broke the agreement with him, and caused him damage, he may file a lawsuit against the bank and stand on his rights. Indeed, every day the courts around the country are served claims of citizens against the banks.

When the money belongs to a man with a serious illness, mental or other brain damage and is unable to stand on his own the rights to the bank, the person responsible for representation, a guardian, is appointed by the court. But what happens when the Administrator embezzle from the helpless he is responsible for and abusing his power to steal from them? And what is the responsibility of the banks to monitor the guardian? Is the role of the Bank to keep the guards?

These important issues will be required to discuss by the district court soon following a suit filed in the amount of $ 7 million. It was filed today (Monday 22 of December 2014)) by the Administrator General of the Ministry of Justice against the banks

According to the state, the banks were negligent in maintaining the accounts of 26 infirm, including patients who had schizophrenia, Alzheimer and Parkinson, and allowed their former guardian, a convicted criminal, Jordana Nilman formerly an attorney who had custody services company, to steal millions of shekels..According to the allegations, despite the fact that Nilman is the one who stole the money- the banks are the ones who need to return them, since they are negligent in their supervision of those accounts and allowed her to carry the confidential accounts as she pleased.

"Theft of money of the powerless (by Nilman) was made possible by serious failures of banks

They were supposed to monitor the way in which they managed the accounts. The Banks were found to have severe impotence and they violated their duty of care towards the helpless. As a result of continued unlawful violations. immense sums from the accounts of the plaintiffs, which caused them serious damage, "said the Administrator General.

According to the state, "If the banks are in accordance with the standard of reasonable behavior -warning lights had to come on them, , , which would have prevented the severe damage caused to the plaintiffs regarding the accounts."

According to the lawsuit, the damage caused to the helpless stands intact even today, since such amounts taken from bank accounts, never returned them.

The lawsuit exposes web of a negligent conduct by the banks, in which " they allowed Niilman to frequently attract significant amounts from the accounts, as they did not perform the necessary tests and did not require Reference requests".

erlich@hfn.co.il, "erluchy@umtb.co.il" <erluchy@umtb.co.il>, shishabat <shishabat@israelhayom.co.il>, neeman@hfn.co.il, ombudsman <ombudsman@mevaker.gov.il>, VEREDS@court.gov.il, mangment <mangment@umtb.co.il>, <bsd-peu-prod@boi.org.il>, Etika <Etika@israelbar.org.il>, iherzog@knesset.gov.il, ephrat <ephrat@gornitzky.co.il>,

EXPOSING THE ISRAELI OCCUPATION INDUSTRY;

Mizrahi Tefahot Bank

A sign in a construstion project in Ma'ale Adumim settlement, indicating the financial acompaniment of Mizrahi-Tefahot bank | Maale Adumim settlement | 18 March 2010 | Photographed by Dror Atkes
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http://www.whoprofits.org/company/mizrahi-tefahot-bank
A major public Israeli commercial bank.
The bank provides financing for constructing housing projects in the settlements of Ariel, Har Homa, Ramat Rachel, Ma'ale Adumim and Pisgat Ze'ev in the occupied West Bank and East Jerusalem. These projects include at least seven complexes of 377 housing units in Har Homa in the occupied East Jerusalem, carried out by Heftziba, Dona, Kotler Adika and Sasi construction companies. In Ma'ale Adumim settlement, the bank financed at least 10 construction projects, which include about 369 housing units, a commercial center and the Adumim park, carried out by Dona, Kotler-Adika and Sasi. The bank also financed a construction project by Kotler-Adika in Pisgat Ze'ev settlement, which includes 49 housing units. In addition, the bank financed a 128 housing units project in Ramat Rachel in East Jerusalem by R. Ela construction company. Mizrahi Bank also provides financial safeguarding for a Hanan mor construction project in Ariel.
The bank advertises in its website construction projects in the settlements of Modi'in Ilit, Har Homa and Pisgar Ze'ev.
Mizrahi-Tefahot provides loans and financial services to local authorities of settlements and Israeli businesses operating in the occupied territories: The Kdumim settlement opened a current loan account in Mizrahi Bank, in Otsar Hahayal bank and in Igud Bank; The settlement of Karnei Shomron opened a current loan account in Mizrahi Bank in 2010, in addition to attachment of collateral of the settlement's incomes and property tax in Mizrahi Bank; The Gush Etzion settlements' regional council's operates an acount in Mizrahi Bank, which is also used for development and education expenses; Efrat settlement operates two accounts in Mizrahi Bank branch in Alon Shvut: walfare fund and unordinary budget fund.
In addition, the bank provides mortgages for homebuyers in settlements. For example in Ariel (from 2000, 2005 and 2009), Beit Arye (Ofarim) from 2009, 2 houses and land in Beitar Illit from 2010 and a house in Beitar ilit from 2009. In addition, the bank provided mortgage for homebuyer in Immanuel from 2002 and four homebuyers in Modi'in Ilit from 2003, 2005, 2008 and 2012.
Bank Adanim, a fully owned subsidiary of Mizrahi, provides mortgages for houses in settlements, for example, a mortgage for a house in Beitar Illit from 2008.
The bank cooperated with Y.H. Dimri, an Israeli construction company for marketing housing exclusively for Israeli security officers.
The bank operates 3 branches in the illegal settlements of Alon Shvut and Karnei Shomron in the occupied West Bank and a branch in Ramat Eshkol settlement neighborhood in the occupied East Jerusalem.
A subsidiary of the bank (50%), Yahav Bank for Government Employees, has a branch in occupied East Jerusalem, a branch in the settlement of Ma'ale adumim and a branch in Pisgat Ze'ev.
in 29 July 2013, Ha'aretz newspaper reveled a recorded conversation with one of Mizrahi's representatives, who stated that the bank's policy is not to provide credit to Palestinian citizens of Israel in order to discourage them from opening an account in the bank. This is a violation of the Israeli law, which forbids banks from refusing costumers' requests to open accounts.
Click here to read the full report about the involvement of the Israeli banks in the financing of the occupation.
Involvement:
Services to the Settlements
Palestinian Captive Market
Industry:
Finance and insurance
Ownership:
20% of shares are owned by Moshe (Muzi) Wertheim, the owner of the Central Bottling Company (Coca Cola Israel) and about 25% are owned by the Ofer Group.
Subsidiaries / Partners:
International Subsidiaries: UMTB Securities (US), United Mizrahi Overseas Holding (Holland), United Mizrahi Bank (Switzerland), United Mizrahi Global (Cayman), United Mizrahi Financial (UK).
The bank operates representatives in Germany, US, Panama, Mexico and Uruguay.
A subsidiary of the bank, British-Israel investments (subsidiary of Melisron of the Ofer group), owns and operates Adumim Mall in the settlement of Ma'ale Adumim in the occupied West Bank.
Israeli subsidiaries include: Yahav Bank for Government Employees (50%), Adanim Mortgage Bank, Kalia investments for development of the northern Dead Sea.
Mizrahi Tefahot's trust company fully owns Office Depot Israel.
The bank's IT system was provided by Matrix.
HP and Matrix supplied and operates an infrastructure upgrade project of bank Yahav's core banking systems.
Location:
Germany
Israel
Mexico
Occupied Territories
USA
Global Presence:
USA
Mexico
Panama
Uruguay
Germany
Holland
Switzerland
UK
Settlements:
Pisgat Ze'ev
Har Homa (Homat Shmuel)
Ramat Eshkol
Alon Shvut
Karnei Shomron
Ma’ale Adumim
Ariel
Efrata
Kedumim
Traded in:
TASE
Revenue:
$100M-$500M
General Info:
7 Jabotinsky St.
POB 3450
Ramat Gan, 52520
Tel: 972-3-7559207
website: www.mizrahi-tefahot.co.il
Updated:
Sunday, August 11, 2013

The supervisor of Jsraeli Banks, Dudu Zaken, had a dramatic announcement, on Thursday (1 - 15- 2015). He does not approve Muzi Wertheim's transfer control of Mizrahi Bank to his children David and Drorit. Last September 2014, Mozi Wertheim resigned from his position as a director after a continuous period of service for 20 years, reasoning his reaching the age of 84.

This message comes about a year after Muzi Wertheim, who owns half the shares control of Israel's third largest bank, announced that he had given away the control of the Bank's shares to his children, subject to approval of the Bank of Israel. Wertheim then announced in his letter that he would give 63% of his holdings in the bank to his son David and 37% to Drorit .

Mozi Wertheim was informed about the Supervisor of Banks message via his exi son n-law,Ron Gazit,, "The letter was received from the Licensing Unit under the supervision of the Bank of Israel, which indicated that in light of legal and procedural reasons, banking supervision can not recommend Bank of Israel Governor to issue the requested permit. Wertheim examine this letter and its implications. Mr. Moshe (Mozi) Wertheim continues to have a permit to control the Bank as before. "

a Spokesman for Muzi Wertheim refused to reveal what the circumstances were measured for David and Drorit not getting the desired control permit. Bank of Israel spokesman also declined to comment.

Kopelman Pardo Law Offices is a boutique firm, specializing in the area of inheritance and family laws. The firm is headed by the retired Judge Adv. Talia Kopelman Pardo and is renowned for its combination of professional excellence, vast knowledge and expertise and the office staff, thus benefiting the firm’s clients.
Adv. Talia Kopelman Pardo acts as a lawyer since 1985. Throughout the years 1986-2000, Adv. Kopelman- Pardo owned a private law office specializing in the field of inheritance and family laws. On 2000 she was appointed as a Judge at the Family Court. She judged at the Family Court until 2012, on which year she retired and established her present law firm.
Adv. Kopelman Pardo handles significant cases in family and inheritance laws, arbitrations and mediations, while rendering legal opinions. The office grants the best legal service in the area of intergenerational transfers, from the founders to their children, including intergenerational planning. The law firm also specializes in counseling and preparing last wills ,testaments and financial relationships agreements between spouses. The law firm practices litigation of complicated divorce cases handled in Family Courts, District Courts and Rabbinical Courts and has special expertise in handling complicated divorce disputes involving complexed asset balance such as- corporates’ rights, real estate etc. Among the firm’s customers are members of the top echelon of the Israeli society.
The law firm collaborates with experts and professionals in the relevant practice areas, including accountants, insurance and social rights actuary experts, psychologists and real estate assessors.
Adv. Talia Kopelman Pardo’s experience and extensive knowledge accumulated in her 30 years of legal activity, are reflected in the many precedents achieved by the office and the significant jurisdiction verdicts she made as a Family Court Judge.
Many prominent precedents are attributed to Adv. Kopelman Pardo in family law, made legal cornerstones. Among others, she is responsible for a precedent in the hearing of Victoria Nafisi v. Siman-tov Nafisi (further hearing file 1558/94), appeal on a Supreme Court verdict, in a panel of nine judges. Nafisi’s Ruling refers to the law applicable to couples who got married abroad and have immigrated to Israel, regarding the application of the law of financial relationships between spouses and regarding property distribution ruling , contract laws and the principles of private international law.
Further substantial precedents by the retired Judge Kopelman Pardo are her verdicts regarding the right for alimony in civil marriages and regarding changes in burden of proof and providing evidence in disputes involving property distribution in second marriage. Moreover, the verdict given by the retired Judge in respect of the literary estates of Max Brod and Franz Kafka, was unanimously approved by a panel of three Judges at the District Court.
Adv. Kopelman Pardo also lectures at the Israel Bar Association’s advanced study institutes, at the Courts’ Management and in conferences regarding inheritance laws and family laws.

Baruch Katzman
Partner
Herzog, Fox & Neeman
Tel Aviv, Israel
http://www.hfn.co.il
Phone: +(972) 3 692 2825

• Litigation and Dispute Resolution
Contact Info
Telephone: +(972) 3 692 2825
Fax: +(972) 3 696 6464
http://www.hfn.co.il
University
Tel Aviv University, B.A., Political Science, magna cum laude, 1989
Law School
Bar-llan University, LL.B., 1993
Admitted
1994, Israel
Memberships
Tel-Aviv District Bar Association (Chairman of the Committee for Civil Procedure); Israeli Institute of Commercial Arbitration (Arbitrator); Lecturer in professional advanced studies programs for attorneys; Columnist in various economic journals and professional magazines.
Languages
Hebrew, English
Born
Tel Aviv, Israel, May 16, 1963
Biography
Baruch Katzman specializes in commercial and civil litigation, representing international companies in commercial disputes before the entire range of courts, arbitration and mediation bodies, and various other committees and tribunals.
Baruch is in charge of complex litigation files, providing legal advice to top-tier international as well as local clients. Baruch also acts as an arbitrator in large commercial disputes.
ISLN
900145450